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Is a Packaged Bank Account Worth it?

Many banks offer a range of insurance products for a monthly fee, but is it actually worth it? And which one is the best for you?

The below form takes your average spend on yearly insurance and compares them to a range of banks offering packaged accounts. The form is pre-filled with rough figures, but everyone’s circumstances are different e.g. a single person’s annual travel insurance will be much lower than a family of 4.

Let me know on X if you’re seeing issues. Whilst I’m offering a free service, I often run out of AI tokens to run the queries.

NOTE: The data is updated as of 22nd July 2025

Compare Packaged Bank Accounts